Monthly Investment Calculator
₹
%
1%30%
yrs
1 yr40 yrs
Required Monthly Investment
₹0
Total Invested
₹0
Estimated Returns
₹0
Target Amount
₹0
Estimated value based on the return rate entered. Actual returns may vary and are not guaranteed.
Instead of asking "what will my SIP become," this calculator flips the question: how much do I need to invest every month to reach a specific amount by a specific date?
It's the calculator to use when you're working backward from a number — a down payment, a specific savings target, a fixed amount you want available on a certain date.
How This Calculator Works
This inverts the SIP future value formula to solve for the monthly instalment: P = FV / ([((1+r)n − 1) / r] × (1+r)), given your target future value, expected rate, and time period.
Frequently Asked Questions
What if the required monthly amount is more than I can afford?
You generally have three levers to pull: invest for longer, target a slightly lower amount, or accept a higher-risk, higher-expected-return asset allocation. Try adjusting the time period first — it usually has the biggest effect.
Does this account for money I've already invested?
No — this assumes you're starting from zero. If you already have a lump sum invested toward this goal, use the Goal-based Investment Calculator instead.